S. 978 · 119th Congress
HELPER Act of 2025
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R
MoodySponsor27 cosponsors · 18 D, 9 R
R
Cassidy
JO
D
Ossoff
RW
D
Warnock
CC
D
Cortez Masto
RG
D
Gallego
JS
D
Shaheen
JH
D
Hickenlooper
RB
D
Blumenthal
LM
R
Murkowski
CB
D
Booker
JR
R
Risch
MK
D
Kelly
TB
D
Baldwin
JF
D
Fetterman
DS
R
Sullivan
ES
D
Slotkin
JJ
R
Justice
JB
R
Boozman
BL
D
Luján
AS
D
Schiff
RS
R
Scott
JL
R
Lankford
MH
D
Hassan
RD
D
Durbin
JM
D
Merkley
JR
D
Rosen
AAR
Armstrong3 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025
What it does: CRS summary · Introduced in Senate · Mar 12, 2025
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025
This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: HELPER Act of 2025
Also known as: Homes for Every Local Protector, Educator, and Responder Act of 2025
Latest action (Mar 12, 2025): Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Policy area: Finance and Financial Sector · Origin: Senate · Introduced: Mar 12, 2025
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.