S. 2544 · 119th Congress
GUARD Act
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R
BrittSponsor14 cosponsors · 6 D, 7 R, 1 I
D
Gillibrand
RS
R
Scott
JL
R
Lankford
RW
D
Warnock
CC
D
Coons
AK
D
Klobuchar
TC
R
Cruz
CG
R
Grassley
AM
R
Moody
AK
I
King
DS
R
Sullivan
MH
D
Hassan
PR
R
Ricketts
JS
D
Shaheen2 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Guarding Unprotected Aging Retirees from Deception Act or the GUARD Act
What it does: CRS summary · Reported to Senate · Feb 9, 2026
Guarding Unprotected Aging Retirees from Deception Act or the GUARD Act
This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment.
The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.
Finally, the bill requires the Department of the Treasury and the Financial Crimes Enforcement Network (FinCEN) to report on efforts and recommendations related to general financial fraud, elder financial fraud, pig butchering, and scams. The bill also requires Treasury and FinCEN to report on the state of scams in the United States, including information about crimes committed, federal civil and criminal enforcement actions, and federal efforts to address the crimes.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: GUARD Act
Also known as: Guarding Unprotected Aging Retirees from Deception Act
Latest action (Feb 9, 2026): Placed on Senate Legislative Calendar under General Orders. Calendar No. 317.
Policy area: Crime and Law Enforcement · Origin: Senate · Introduced: Jul 30, 2025
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.