S. 1467 · 119th Congress
Homebuyers Privacy Protection Act
Key: what the circles and colors mean
Each circle is a bill. The ring fills as it moves through Congress:
Under the number: the Yea · Nay count of its final (or latest) recorded vote. On a member's page, the small badge is how that member voted: Y Yea / Aye, N Nay / No, P Present, – Not voting.
Gold and violet are only for Yea and Nay; they never mean a party. A member's party is the letter on their photo.
Passed the Senate without a recorded vote. It passed by voice vote or unanimous consent, which don't record how each member voted. Its text can still change before it becomes law.
D
ReedSponsor45 cosponsors · 24 D, 20 R, 1 I
D
Alsobrooks
TB
D
Baldwin
MB
D
Bennet
RB
D
Blumenthal
KB
R
Britt
MC
R
Crapo
SC
R
Capito
KC
R
Cramer
CC
D
Cortez Masto
DF
R
Fischer
JF
D
Fetterman
RG
D
Gallego
JH
D
Hickenlooper
BH
R
Hagerty
CH
R
Hyde-Smith
AK
D
Klobuchar
MK
D
Kelly
AK
I
King
TK
D
Kaine
EM
D
Markey
JM
D
Merkley
GP
D
Peters
JR
R
Risch
MR
R
Rounds
JR
D
Rosen
PR
R
Ricketts
JS
D
Shaheen
BS
D
Schatz
TS
D
Smith
TT
R
Tuberville
TT
R
Tillis
CV
D
Van Hollen
RW
D
Wyden
PW
D
Welch
SW
D
Whitehouse
MH
D
Heinrich
RW
R
Wicker
BM
R
Moreno
JB
R
Banks
BC
R
Cassidy
SC
R
Collins
JH
R
Hoeven
DS
R
Sullivan
RS
R
Scott
RD
D
Durbin35 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
- Senate Introduced Apr 10, 2025
- Senate Passed Jun 12, 2025
This bill limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions.
What it does: CRS summary · Passed Senate · Jun 12, 2025
Homebuyers Privacy Protection Act
This bill limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions.
Specifically, the bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with the consumer.
These provisions take effect 180 days after the bill's enactment.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Homebuyers Privacy Protection Act
Latest action (Jun 17, 2025): Held at the desk.
Policy area: Finance and Financial Sector · Origin: Senate · Introduced: Apr 10, 2025
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
- Senate Introduced Apr 10, 2025
- Senate Passed Jun 12, 2025
No recorded floor vote found.