H.R. 918 · 119th Congress
Mortgage Insurance Tax Deduction Act of 2025
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D
BrownleySponsorNo cosponsors.
This bill reinstates and makes permanent the itemized tax deduction for mortgage insurance premiums.
What it does: CRS summary · Introduced in House · Feb 4, 2025
Mortgage Insurance Tax Deduction Act of 2025
This bill reinstates and makes permanent the itemized tax deduction for mortgage insurance premiums.
Under current law, only premiums paid before 2022 (and after 2006) for qualified mortgage insurance (mortgage insurance provided by Department of Veterans Affairs, the Federal Housing Administration, the Rural Housing Service, and certain private mortgage insurers) in connection with obtaining a mortgage may be deducted as an itemized tax deduction. (Some limitations apply.).
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Mortgage Insurance Tax Deduction Act of 2025
Latest action (Feb 4, 2025): Referred to the House Committee on Ways and Means.
Policy area: Taxation · Origin: House · Introduced: Feb 4, 2025
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.