H.R. 7730 · 119th Congress
Bankruptcy Threshold Adjustment Act
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Passed the House and the Senate without a recorded vote. It passed by voice vote or unanimous consent, which don't record how each member voted. It has been sent to the President.
R
ClineSponsor6 cosponsors · 3 D, 3 R
3 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
- House Introduced Feb 26, 2026
- House Passed Sep 16, 2026
- Senate Passed Sep 28, 2026
- President To the President Nov 5, 2026
This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies.
What it does: CRS summary · Introduced in House · Feb 26, 2026
Bankruptcy Threshold Adjustment Act of 2026
This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies.
Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million.
The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Bankruptcy Threshold Adjustment Act
Also known as: Bankruptcy Threshold Adjustment Act of 2026
Latest action (Nov 5, 2026): Presented to President.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Feb 26, 2026
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
- House Introduced Feb 26, 2026
- House Passed Sep 16, 2026
- Senate Passed Sep 28, 2026
- President To the President Nov 5, 2026
No recorded floor vote found.