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H.R. 6536 · 119th Congress

Rural Depositories Revitalization Study Act

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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Not yet voted on. This bill is still a proposal: it hasn't reached a floor vote, and its text can change in committee or on the floor before any vote.

3 cosponsors · 1 D, 2 R

0 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

This bill requires federal banking agencies to study and report on approaches to support rural depository institutions.

What it does: CRS summary · Reported to House · Feb 2, 2026

Rural Depositories Revitalization Study Act

This bill requires federal banking agencies to study and report on approaches to support rural depository institutions.

Specifically, the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation must jointly (1) study and report on methods to improve the growth, capital adequacy, and profitability of rural depository institutions; and (2) identify statutes and regulations that limit such methods or prevent the establishment of new rural depository institutions.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Rural Depositories Revitalization Study Act

Latest action (Feb 2, 2026): Placed on the Union Calendar, Calendar No. 404.

Policy area: Finance and Financial Sector · Origin: House · Introduced: Dec 9, 2025

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.