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H.R. 5438 · 119th Congress

Incentivize Savings Act

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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Not yet voted on. This bill is still a proposal: it hasn't reached a floor vote, and its text can change in committee or on the floor before any vote.

RMR McCormickSponsor
69 cosponsors · 4 D, 65 R
JBR Baird JBR Brecheen BCR Cline CCR (Chuck) Edwards MSR Stutzman EBR Burlison PFR Fallon RJR Jackson KSR Self BVR Van Duyne DWR Webster GGR Grothman PHR Harrigan MCR Cloud JSR Shreve CHR Higgins JBR Bergman SBR Biggs BDR Donalds JFR Fedorchak MMR Miller-Meeks MSR Salazar DHR Harshbarger SPR Perry LGR Gooden RHR Hudson AHR Hamadeh DJR Johnson JMR McGuire GPR Palmer PSR Sessions ASR Smith RFR Fine LLR Lee ABR Barr TBR Burchett ASD Smith SSD Subramanyam PGR Gosar APR Pfluger MTR Turner BCR Carter BGR Gill BMR Moore BOR Owens LBR Boebert ECR Crane DDD Davis VFR Fong CGR Gimenez EHR Houchin MLR Lawler CMR Mills JMD Moskowitz MCR Collins SDR DesJarlais NLR Langworthy BJR Jack ALR Luna NMR Mace MMR Miller WTR Timmons BLR Loudermilk VFR Foxx LSR Smucker MVR Van Epps CFR Fleischmann NBR Begich GER Evans

4 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

This bill establishes requirements for allocating unexpended appropriations for federal agencies.

What it does: CRS summary · Introduced in House · Sep 17, 2025

Incentivize Savings Act

This bill establishes requirements for allocating unexpended appropriations for federal agencies.

If appropriations are provided to a federal agency for a definite period and the agency does not spend the funds during the period of availability, the bill requires

  • 49% of the funds to remain available for an additional fiscal year,
  • 49% of the funds to be used for payments of principal and interest on the public debt, and
  • 2% of the funds to be used for retention bonuses within the agency that do not exceed 10% of an employee's basic pay.

If an agency's unexpended appropriations are allocated under this bill, the agency's budget request for the fiscal year following the fiscal year in which the funds expired may not exceed the prior year's budget request with an adjustment for inflation.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Incentivize Savings Act

Latest action (Feb 4, 2026): Ordered to be Reported (Amended) by the Yeas and Nays: 25 - 19.

Policy area: Economics and Public Finance · Origin: House · Introduced: Sep 17, 2025

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.