H.R. 4478 · 119th Congress
Tailored Regulatory Updates for Supervisory Testing Act of 2025
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Passed the House without a recorded vote. It passed by voice vote or unanimous consent, which don't record how each member voted. Its text can still change before it becomes law.
R
MooreSponsor1 cosponsor · 1 D
1 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
- House Introduced Jul 17, 2025
- House Passed May 12, 2026
Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025
What it does: CRS summary · Introduced in House · Jul 17, 2025
Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025
This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: TRUST Act of 2025
Latest action (May 13, 2026): Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Jul 17, 2025
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
- House Introduced Jul 17, 2025
- House Passed May 12, 2026
No recorded floor vote found.