H.R. 379 · 119th Congress
Healthcare Freedom and Choice Act
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R
CarterSponsor11 cosponsors · 11 R
R
Allen
VB
R
Buchanan
DC
R
Crenshaw
MK
R
Kelly
JL
R
Letlow
LS
R
Smucker
RY
R
Yakym
RF
R
Fulcher
SF
R
Fitzgerald
CB
R
Bentz
TBR
Barrett6 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
This bill nullifies a rule regarding short-term, limited-duration health insurance plans.
What it does: CRS summary · Introduced in House · Jan 14, 2025
Healthcare Freedom and Choice Act
This bill nullifies a rule regarding short-term, limited-duration health insurance plans. The rule was promulgated by the Internal Revenue Service, Employee Benefits Security Administration, and Department of Health and Human Services; is titled Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage; and was published April 3, 2024.
Short-term, limited-duration health insurance plans are plans that may only offer coverage for a limited amount of time and are exempt from the market requirements of the Patient Protection and Affordable Care Act (e.g., coverage of individuals with preexisting conditions).
The rule limits the length of the initial contract period for such a plan to no more than three months and, taking into account any renewals or extensions, the maximum coverage period to no more than four months. The rule also includes within the maximum renewal period limitation a new plan sold by the same issuer, or any issuer that is a member of the same controlled group, to the same policyholder within a 12-month period.
Regulations in effect prior to the rule this bill nullifies permitted short-term, limited-duration health insurance plans with an initial contract period of fewer than 12 months and a maximum coverage period of up to 36 months, including renewals and extensions.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Healthcare Freedom and Choice Act
Latest action (Jan 14, 2025): Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Policy area: Health · Origin: House · Introduced: Jan 14, 2025
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.