H.R. 3380 · 119th Congress
TAILOR Act of 2025
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R
LoudermilkSponsor1 cosponsor · 1 R
0 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025
What it does: CRS summary · Reported to House · Jun 4, 2025
Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025
This bill addresses the supervision of financial institutions.
Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last 15 years.
The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio.
Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: TAILOR Act of 2025
Also known as: Taking Account of Institutions with Low Operation Risk Act of 2025
Latest action (Jun 4, 2025): Placed on the Union Calendar, Calendar No. 104.
Policy area: Finance and Financial Sector · Origin: House · Introduced: May 14, 2025
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.