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H.R. 2094 · 119th Congress

HELPER Act of 2025

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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Not yet voted on. This bill is still a proposal: it hasn't reached a floor vote, and its text can change in committee or on the floor before any vote.

JRR RutherfordSponsor
155 cosponsors · 102 D, 53 R
JGD Gottheimer AGR Garbarino BWD Watson Coleman JCD Costa SCD Carbajal DED Evans WKD Keating DMR Meuser BPD Pettersen DVR Valadao MKR Kelly GAD Amo JBD Brownley SBD Brown DDD Davis BFR Fitzpatrick VFR Fong CGR Gimenez CHD Houlahan RKD Kelly FMD Mrvan DSD Soto MSD Sherrill GSD Stanton ESD Sykes ASD Salinas PTD Tonko MVD Veasey RZR Zinke SBD Bishop JCR Ciscomani MDR De La Cruz SLD Lee TNR Nehls MSR Salazar RTD Torres KCR Cammack JCD Correa RFR Fine MTR Turner JVR Van Drew CHR Higgins RMR Mackenzie ZZR (Zach) Nunn ACD Craig KKR Kiley DMD Min JTD Tokuda EVD Vindman RWR Wittman TKR Kean GLD Latimer KMD McDonald Rivet GBR Bilirakis GER Evans CMR Mills CPD Pappas TSD Suozzi KSD Schrier JHD Harder MLD Levin JND Neguse GTR Thompson AHR Hinson CDD Deluzio SDD DelBene DDD Dingell MGD Goodlander VHD Hoyle MSD Strickland DNR Newhouse JCD Crow JHD Hayes SMD McBride DND Norcross DTD Tran JGD Garamendi MHR Haridopolos JJD Jackson JJR (Jim) Moylan AMD McClain Delaney DRD Ross CSR Smith DWR Webster SBD Bonamici TLD Lieu KMD Mullin DDD DeGette DGD Goldman MGD Gluesenkamp Perez MKD Kaptur NMR Malliotakis RMD Menendez TGR Gonzales JMD Morelle SPD Peters CFD Fields RGD Garcia LGD Gillen MMR Messmer ESD Sorensen JRD Riley GGD (Gabe) Vasquez MDD Dean CFR Franklin MAR Amodei JER Ellzey BDR Donalds JJR Joyce LLR Lee MLR Lawler JCD Chu SED Elfreth RBR Bresnahan MDD DeSaulnier NLR LaLota CTR Tenney YCD Clarke RKD Khanna JMD Mannion MRR Rogers BSD Sherman LSD Sánchez BBD Boyle KMD Mfume GMD Meng NPD Pou AGD Gray DTD Titus STD Thanedar JVD Vargas ZLD Lofgren KCR Calvert RLD Larsen MCR Carey AED Espaillat AGD Grijalva SLD Lynch MMR Miller JMD McClellan ASD Smith GWD Whitesides TCD Carter TKD Kennedy ALR Luna GLD Landsman DJR Joyce SJD Jacobs NLR Langworthy ABD Bera SLD Liccardo SHD Horsford JJD Johnson FPD Pallone BWR Westerman

3 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025

What it does: CRS summary · Introduced in House · Mar 14, 2025

Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025

This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: HELPER Act of 2025

Also known as: Homes for Every Local Protector, Educator, and Responder Act of 2025

Latest action (Mar 14, 2025): Referred to the House Committee on Financial Services.

Policy area: Finance and Financial Sector · Origin: House · Introduced: Mar 14, 2025

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.