H.R. 1759 · 119th Congress
Affordable PLUS Repayment Options for Parents Act of 2025
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WatersSponsor21 cosponsors · 21 D
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Adams
JB
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Bynum
AC
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Carson
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Davis
LD
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Doggett
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Jayapal
JJ
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Johnson
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McClellan
LM
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McIver
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Norton
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Olszewski
DR
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Ramirez
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Schakowsky
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Sewell
ES
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Swalwell
MS
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Stansbury
BT
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Thompson
RT
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Tlaib
ST
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Thanedar
SD
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DelBene
WBD
Bell19 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
This bill allows borrowers of Parent PLUS Loans to repay their loans under an income-contingent repayment (ICR) plan or an income-based repayment (IBR) plan.
What it does: CRS summary · Introduced in House · Feb 27, 2025
Affordable PLUS Repayment Options for Parents Act of 2025
This bill allows borrowers of Parent PLUS Loans to repay their loans under an income-contingent repayment (ICR) plan or an income-based repayment (IBR) plan.
Under current law, borrowers of Parent PLUS Loans are only eligible for the following repayment plans: the standard repayment plan, the graduated repayment plan, and the extended repayment plan. These borrowers are generally prohibited from repaying their loans under ICR or IBR plans. However, borrowers may become eligible for the ICR plan upon consolidation of their loans into a Direct Consolidation Loan. This bill removes these restrictions to allow a borrower of a Parent PLUS Loan to repay the loan under an ICR plan (even without consolidation) or an IBR plan.
The bill allows these expanded repayment options to be available to new and existing borrowers of Parent PLUS Loans.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Affordable PLUS Repayment Options for Parents Act of 2025
Latest action (Feb 27, 2025): Referred to the House Committee on Education and Workforce.
Policy area: Education · Origin: House · Introduced: Feb 27, 2025
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.