H.R. 1138 · 119th Congress
Payment Choice Act of 2025
Key: what the circles and colors mean
Each circle is a bill. The ring fills as it moves through Congress:
Under the number: the Yea · Nay count of its final (or latest) recorded vote. On a member's page, the small badge is how that member voted: Y Yea / Aye, N Nay / No, P Present, – Not voting.
Gold and violet are only for Yea and Nay; they never mean a party. A member's party is the letter on their photo.
Not yet voted on. This bill is still a proposal: it hasn't reached a floor vote, and its text can change in committee or on the floor before any vote.
R
RoseSponsor25 cosponsors · 12 D, 13 R
D
Beatty
WD
R
Davidson
JG
D
Gottheimer
SG
D
Garcia
GI
D
Ivey
DK
R
Kustoff
DN
D
Norcross
CS
R
Smith
CF
D
Fields
JR
R
Rutherford
MS
R
Stutzman
BS
D
Sherman
TM
R
Moore
BH
R
Huizenga
PS
R
Sessions
AB
R
Barr
TK
R
Kean
JV
R
Van Drew
DT
R
Taylor
EC
D
Case
CH
D
Houlahan
GM
D
Meeks
EC
D
Cleaver
NW
D
Williams
MS
R
Salazar8 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash.
What it does: CRS summary · Introduced in House · Feb 7, 2025
Payment Choice Act of 2025
This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location.
The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1.
The bill provides for enforcement through preventative relief, damages, and civil penalties.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Payment Choice Act of 2025
Latest action (Feb 7, 2025): Referred to the House Committee on Financial Services.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Feb 7, 2025
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.