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S. 3502 · 118th Congress

Homebuyers Privacy Protection Act

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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Passed the Senate without a recorded vote, then expired. It passed by voice vote or unanimous consent, which don't record how each member voted, but didn't become law before the 118th Congress ended.

  1. Senate Introduced Dec 13, 2023
  2. Senate Passed Dec 17, 2024

This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current…

What it does: CRS summary · Introduced in Senate · Dec 13, 2023

Homebuyers Privacy Protection Act

This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Homebuyers Privacy Protection Act

Latest action (Dec 18, 2024): Held at the desk.

Policy area: Finance and Financial Sector · Origin: Senate · Introduced: Dec 13, 2023

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

  1. Senate Introduced Dec 13, 2023
  2. Senate Passed Dec 17, 2024

No recorded floor vote found.