S. 3502 · 118th Congress
Homebuyers Privacy Protection Act
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Passed the Senate without a recorded vote, then expired. It passed by voice vote or unanimous consent, which don't record how each member voted, but didn't become law before the 118th Congress ended.
43 cosponsors · 23 D, 18 R, 2 I
1 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
- Senate Introduced Dec 13, 2023
- Senate Passed Dec 17, 2024
This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current…
What it does: CRS summary · Introduced in Senate · Dec 13, 2023
Homebuyers Privacy Protection Act
This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Homebuyers Privacy Protection Act
Latest action (Dec 18, 2024): Held at the desk.
Policy area: Finance and Financial Sector · Origin: Senate · Introduced: Dec 13, 2023
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
- Senate Introduced Dec 13, 2023
- Senate Passed Dec 17, 2024
No recorded floor vote found.