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H.R. 5043 · 117th Congress

Federal Disaster Housing Stability Act of 2021

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Never voted on. It didn't reach a floor vote before the 117th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.

15 cosponsors · 15 D

This bill imposes limits on foreclosures and evictions in areas affected by a declared disaster or emergency.

What it does: CRS summary · Introduced in House · Aug 17, 2021

Federal Disaster Housing Stability Act of 2021

This bill imposes limits on foreclosures and evictions in areas affected by a declared disaster or emergency.

A servicer of certain federally backed residential mortgages for a property in such an area may not initiate the foreclosure process or take other foreclosure-related actions relating to that property unless the property is vacant or abandoned. These restrictions shall be in place for six months after the disaster or emergency is declared.

Similarly, the landlord of a dwelling in such an area may not (1) initiate eviction proceedings against a tenant in that dwelling for nonpayment of rent or fees; (2) charge that tenant a penalty for nonpayment of rent; (3) increase the rent; (4) prevent a tenant who has temporarily relocated from returning; or (5) otherwise require the tenant to vacate the dwelling. Landlords must also provide notice to tenants regarding available federal assistance. These restrictions shall be in place for 90 days beginning (1) when the disaster or emergency is declared; or (2) in the case of a dwelling eligible for assistance, when such assistance is received or when eligibility for such assistance has expired.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Federal Disaster Housing Stability Act of 2021

Latest action (Aug 17, 2021): Referred to the House Committee on Financial Services.

Policy area: Housing and Community Development · Origin: House · Introduced: Aug 17, 2021

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.