H.R. 4115 · 117th Congress
Restoring Unfairly Impaired Credit and Protecting Consumers Act
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Never voted on. It didn't reach a floor vote before the 117th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
D
TlaibSponsorNo cosponsors.
Restoring Unfairly Impaired Credit and Protecting Consumers Act
What it does: CRS summary · Introduced in House · Jun 24, 2021
Restoring Unfairly Impaired Credit and Protecting Consumers Act
This bill revises requirements regarding consumer credit information included by a consumer reporting agency on a credit report, including by
- requiring removal of adverse information that resulted from specified fraudulent lending activity,
- shortening the time period adverse information stays on reports, and
- limiting the inclusion of certain medical debt on reports.
The bill also requires a consumer reporting agency to provide free credit monitoring and identity theft protection services to certain consumers, including victims of fraud, active duty military, and those 65 years of age and older.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Restoring Unfairly Impaired Credit and Protecting Consumers Act
Latest action (Jun 24, 2021): Referred to the House Committee on Financial Services.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Jun 24, 2021
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.