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H.R. 1671 · 117th Congress

SCAM Debt Act

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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Never voted on. It didn't reach a floor vote before the 117th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.

6 cosponsors · 6 D

6 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

Securing Consumers Against Misrepresented Debt Act of 2021 or the SCAM Debt Act

What it does: CRS summary · Introduced in House · Mar 9, 2021

Securing Consumers Against Misrepresented Debt Act of 2021 or the SCAM Debt Act

This bill provides additional requirements for debt collectors when taking legal action to collect a debt. Among other requirements, debt collectors must provide advance notice to the consumer of the intent to take legal action, and provide in the initial pleading certain evidence regarding the debt and a sworn affidavit stating that the statute of limitations has not expired.

The bill also sets forth additional information a debt collector must provide to a consumer regarding the debt.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: SCAM Debt Act

Also known as: Securing Consumers Against Misrepresented Debt Act of 2021

Latest action (Mar 9, 2021): Referred to the House Committee on Financial Services.

Policy area: Finance and Financial Sector · Origin: House · Introduced: Mar 9, 2021

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.