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H.R. 1270 · 117th Congress

PAID Act

Key: what the circles and colors mean

Each circle is a bill. The ring fills as it moves through Congress:

IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

Under the number: the Yea · Nay count of its final (or latest) recorded vote. On a member's page, the small badge is how that member voted: Y Yea / Aye, N Nay / No, P Present, – Not voting.

Gold and violet are only for Yea and Nay; they never mean a party. A member's party is the letter on their photo.

Never voted on. It didn't reach a floor vote before the 117th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.

BWD Watson ColemanSponsor
12 cosponsors · 12 D
SBD Bishop CGD García AHD Hastings JHD Hayes MJD Jones BLD Lee END Norton AOD Ocasio-Cortez BTD Thompson MTD Takano RTD Tlaib IOD Omar

11 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include

What it does: CRS summary · Introduced in House · Feb 23, 2021

Prohibit Auto Insurance Discrimination Act or the PAID Act

This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include

  • gender,
  • employment status,
  • zip code,
  • census tract,
  • marital status, and
  • credit score.

Automobile insurers must make underwriting rules and rate filings available to the public.

The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: PAID Act

Also known as: Prohibit Auto Insurance Discrimination Act

Latest action (Feb 24, 2021): Referred to the Subcommittee on Consumer Protection and Commerce.

Policy area: Finance and Financial Sector · Origin: House · Introduced: Feb 23, 2021

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.