S. 4471 · 116th Congress
Tenant Protection Act
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Never voted on. It didn't reach a floor vote before the 116th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
D
BookerSponsorNo cosponsors.
This bill prohibits a credit reporting agency from creating a report containing a landlord-tenant court or other housing court record unless
What it does: CRS summary · Introduced in Senate · Aug 6, 2020
Tenant Protection Act
This bill prohibits a credit reporting agency from creating a report containing a landlord-tenant court or other housing court record unless
- the case resulted in a judgment of possession,
- the decision is not being appealed, and
- the record is not more than three years old.
If a person takes an adverse action against a consumer based upon a housing court record contained in a credit report, the person must provide the consumer a free copy of the report.
A person who willfully creates a credit report that contains an inaccurate housing record is civilly liable to the consumer.
The Consumer Financial Protection Bureau must (1) issue regulations that direct tenant rating agencies to create a central source for consumers to obtain reports and submit disputes, and (2) report on tenant rating agency compliance.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Tenant Protection Act
Latest action (Aug 6, 2020): Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Policy area: Finance and Financial Sector · Origin: Senate · Introduced: Aug 6, 2020
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.