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S. 1153 · 116th Congress

Stop Student Debt Relief Scams Act of 2019

Law · 116-251 · Dec 22, 2020
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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Became law without a recorded vote. It passed by voice vote or unanimous consent, which don't record how each member voted.

8 cosponsors · 4 D, 4 R

3 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

  1. Senate Introduced Apr 11, 2019
  2. Senate Passed Dec 1, 2020
  3. House Passed Dec 7, 2020
  4. President To the President Dec 11, 2020
  5. President Signed Dec 22, 2020
  6. Law Dec 22, 2020

This bill establishes criminal penalties for unauthorized access of certain student loan information and expands the requirements for student loan exit counseling.

What it does: CRS summary · Public Law · Dec 22, 2020

Stop Student Debt Relief Scams Act of 2019

This bill establishes criminal penalties for unauthorized access of certain student loan information and expands the requirements for student loan exit counseling.

Specifically, the bill makes it a crime to knowingly use an access device (e.g., account number) that was issued to another person or was fraudulently obtained to access Department of Education (ED) information technology systems for commercial advantage or private financial gain. A violator is subject to criminal penalties—a fine, a prison term of up to five years, or both.

Further, the bill expands loan exit counseling requirements to require an institution of higher education that participates in federal student-aid programs to provide an explanation to borrowers cautioning them about third-party student debt relief companies.

It also requires ED to prevent unauthorized access to the central database for student aid (i.e., the National Student Loan Data System) and warn borrowers of suspicious activity regarding their student loan accounts.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Stop Student Debt Relief Scams Act of 2019

Latest action (Dec 22, 2020): Became Public Law No: 116-251.

Policy area: Education · Origin: Senate · Introduced: Apr 11, 2019

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

  1. Senate Introduced Apr 11, 2019
  2. Senate Passed Dec 1, 2020
  3. House Passed Dec 7, 2020
  4. President To the President Dec 11, 2020
  5. President Signed Dec 22, 2020
  6. Law Dec 22, 2020

No recorded floor vote found.