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H.R. 8576 · 116th Congress

PAID Study Act of 2020

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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Never voted on. It didn't reach a floor vote before the 116th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.

RTD TlaibSponsor
3 cosponsors · 3 D

3 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

Prevent Auto Insurance Discrimination Study Act of 2020 or the PAID Study Act of 2020

What it does: CRS summary · Introduced in House · Oct 9, 2020

Prevent Auto Insurance Discrimination Study Act of 2020 or the PAID Study Act of 2020

This bill requires the Government Accountability Office (GAO) to report on discrimination in private passenger automobile insurance coverage. Specifically, the GAO must report every two years on

  • the use of non-driving related underwriting factors;
  • controls and practices in use by insurers to prevent discriminatory pricing of coverage;
  • how premiums are impacted by zip code, race, religion, and other factors; and
  • state insurance regulatory oversight and enforcement regarding discriminatory pricing.

State insurance regulatory bodies must take into consideration these reports in establishing and approving premium rates for private passenger automobile insurance coverage.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: PAID Study Act of 2020

Also known as: Prevent Auto Insurance Discrimination Study Act of 2020

Latest action (Oct 9, 2020): Referred to the House Committee on Financial Services.

Policy area: Finance and Financial Sector · Origin: House · Introduced: Oct 9, 2020

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.