Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020

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Never voted on. It didn't reach a floor vote before the 116th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.

D CicillineSponsor

13 cosponsors · 13 D

1 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

Stop Overdraft Profiteering during COVID-19 Emergency Act of 2020

What it does: CRS summary · Introduced in House · Apr 21, 2020

Stop Overdraft Profiteering during COVID-19 Emergency Act of 2020

This bill suspends, during a major disaster or emergency declaration and for 120 days after the end of the incident period, certain penalties applicable to consumer transaction accounts. During such a period, depository institutions are prohibited from

charging checking-account penalties (i.e., non-sufficient fund fees and overdraft coverage fees), or
reporting a consumer's overdraft use to a credit reporting agency.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020

Latest action (Apr 21, 2020): Referred to the House Committee on Financial Services.

Policy area: Finance and Financial Sector · Origin: House · Introduced: Apr 21, 2020

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.