H.R. 5720 · 116th Congress
To amend the Fair Credit Reporting Act to prohibit the creation and sale of trigger leads, and for other…
Full title
To amend the Fair Credit Reporting Act to prohibit the creation and sale of trigger leads, and for other purposes.
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Never voted on. It didn't reach a floor vote before the 116th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
D
ClaySponsorNo cosponsors.
This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan.
What it does: CRS summary · Introduced in House · Jan 30, 2020
This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: To amend the Fair Credit Reporting Act to prohibit the creation and sale of trigger leads, and for other purposes.
Latest action (Jan 30, 2020): Referred to the House Committee on Financial Services.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Jan 30, 2020
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.