H.R. 5330 · 116th Congress
Consumer Protection for Medical Debt Collections Act
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Never voted on. It didn't reach a floor vote before the 116th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
D
TlaibSponsorNo cosponsors.
This bill restricts the inclusion of medical debt on a consumer credit report.
What it does: CRS summary · Reported to House · Dec 15, 2020
Consumer Protection for Medical Debt Collections Act
This bill restricts the inclusion of medical debt on a consumer credit report.
A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old.
A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports.
Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Consumer Protection for Medical Debt Collections Act
Latest action (Dec 15, 2020): Placed on the Union Calendar, Calendar No. 537.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Dec 5, 2019
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.