H.R. 3693 · 116th Congress
Prohibit Auto Insurance Discrimination Act
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Never voted on. It didn't reach a floor vote before the 116th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
18 cosponsors · 18 D
12 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include
What it does: CRS summary · Introduced in House · Jul 10, 2019
Prohibit Auto Insurance Discrimination Act
This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include
- gender,
- employment status,
- zip code,
- census tract,
- marital status, and
- credit score.
Automobile insurers must make underwriting rules and rate filings available to the public.
The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Prohibit Auto Insurance Discrimination Act
Latest action (Jul 11, 2019): Referred to the Subcommittee on Consumer Protection and Commerce.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Jul 10, 2019
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.