H.R. 3111 · 116th Congress
National Flood Insurance Program Administrative Reform Act of 2019
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Never voted on. It didn't reach a floor vote before the 116th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
D
VelázquezSponsorNo cosponsors.
National Flood Insurance Program Administrative Reform Act of 2019
What it does: CRS summary · Reported to House · Oct 28, 2019
National Flood Insurance Program Administrative Reform Act of 2019
This bill directs the Federal Emergency Management Agency (FEMA) to revise the appeals process for National Flood Insurance Program (NFIP) policyholders seeking review of a flood insurance claim denial by their insurer. The bill prohibits fraud and false statements in connection with a flood insurance claim under NFIP.
Claims under NFIP must be approved or denied no later than 120 days after the claim is made, with provisions for an extension in extraordinary cases.
The bill gives FEMA oversight in litigation conducted by Write Your Own companies. (A Write Your Own company writes and services federal standard flood insurance policies in its own name.) FEMA may not hire in connection with NFIP any disbarred or suspended attorney.
This bill directs FEMA to ensure sufficient staff for the Flood Insurance Advocate, authorizes FEMA to credit reserve funds to the National Flood Insurance Fund, and establishes pilot programs and committees.
The Government Accountability Office must report on claims adjustment practices under NFIP and NFIP coverage of earth movement and subsidence.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: National Flood Insurance Program Administrative Reform Act of 2019
Latest action (Oct 28, 2019): Placed on the Union Calendar, Calendar No. 209.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Jun 5, 2019
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.