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H.R. 1418 · 116th Congress

Competitive Health Insurance Reform Act of 2020

Law · 116-327 · Jan 13, 2021
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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Became law without a recorded vote. It passed by voice vote or unanimous consent, which don't record how each member voted.

PDD DeFazioSponsor
51 cosponsors · 27 D, 24 R
  1. House Introduced Feb 28, 2019
  2. House Passed Sep 21, 2020
  3. Senate Passed Dec 22, 2020
  4. President To the President Jan 1, 2021
  5. President Signed Jan 13, 2021
  6. Law Jan 13, 2021

This bill declares that nothing in the McCarran-Ferguson Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance.

What it does: CRS summary · Public Law · Jan 13, 2021

Competitive Health Insurance Reform Act of 2020

This bill declares that nothing in the McCarran-Ferguson Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance. This declaration does not apply to a contract, combination, or conspiracy to (1) collect, compile, or disseminate historical loss data; (2) determine a loss development factor for historical loss data; (3) perform actuarial services if the collaboration does not involve a restraint of trade; or (4) develop or disseminate a standard insurance policy form if adherence to the form is not required.

Prohibitions against unfair methods of competition apply to the business of health insurance without regard to whether the business is for profit.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Competitive Health Insurance Reform Act of 2020

Also known as: Competitive Health Insurance Reform Act of 2019

Latest action (Jan 13, 2021): Became Public Law No: 116-327.

Policy area: Health · Origin: House · Introduced: Feb 28, 2019

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

  1. House Introduced Feb 28, 2019
  2. House Passed Sep 21, 2020
  3. Senate Passed Dec 22, 2020
  4. President To the President Jan 1, 2021
  5. President Signed Jan 13, 2021
  6. Law Jan 13, 2021

No recorded floor vote found.