S. 2375 · 115th Congress
Equifax Consumer Protection and Data Empowerment Act of 2018
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Never voted on. It didn't reach a floor vote before the 115th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
D
BrownSponsorNo cosponsors.
This bill amends the Fair Credit Reporting Act to revise the consumer protection duties of consumer reporting agencies.
What it does: CRS summary · Introduced in Senate · Feb 5, 2018
Equifax Consumer Protection and Data Empowerment Act of 2018
This bill amends the Fair Credit Reporting Act to revise the consumer protection duties of consumer reporting agencies.
Credit reporting agencies must provide a cost-free method for consumers to control the release of their information for certain purposes.
The bill limits the purposes for which a consumer reporting agencies may provide a consumer's information to a third party. For example, consumer reporting agencies may not provide consumer information to a third party for a credit or insurance transaction not initiated by the consumer.
The bill revises the requirements for fraud alerts provided by consumer reporting agencies, including by extending the length of all alerts to 10 years and expanding access to free reports.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Equifax Consumer Protection and Data Empowerment Act of 2018
Latest action (Feb 5, 2018): Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Policy area: Finance and Financial Sector · Origin: Senate · Introduced: Feb 5, 2018
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.