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S. 2188 · 115th Congress

Consumer Data Protection Act

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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Never voted on. It didn't reach a floor vote before the 115th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.

No cosponsors.

This bill amends the Fair Credit Reporting Act to direct a consumer reporting agency experiencing a data breach to: (1) notify the Federal Trade Commission, the Consumer Financial Protection Bureau (CFPB), other appropriate law enforcement agencies, and affected individuals; (2) provide affected individuals with free credit freezes and credit monitoring…

What it does: CRS summary · Introduced in Senate · Dec 4, 2017

Consumer Data Protection Act

This bill amends the Fair Credit Reporting Act to direct a consumer reporting agency experiencing a data breach to: (1) notify the Federal Trade Commission, the Consumer Financial Protection Bureau (CFPB), other appropriate law enforcement agencies, and affected individuals; (2) provide affected individuals with free credit freezes and credit monitoring services; and (3) establish a consumer assistance unit.

The bill also establishes legal enforcement provisions concerning data breaches at consumer reporting agencies.

The CFPB may examine a consumer reporting agency to assess compliance with personal information protection laws.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Consumer Data Protection Act

Latest action (Jul 12, 2018): Committee on Banking, Housing, and Urban Affairs. Hearings held.

Policy area: Finance and Financial Sector · Origin: Senate · Introduced: Dec 4, 2017

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.