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S. 1858 · 115th Congress

Empowering States' Rights To Protect Consumers Act of 2017

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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Never voted on. It didn't reach a floor vote before the 115th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.

4 cosponsors · 3 D, 1 I

4 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

This bill amends the Truth In Lending Act to limit the annual percentage rate applicable to any consumer credit transaction (other than a residential mortgage transaction), including any associated fees, to the maximum rate permitted by the laws of the state in which the consumer resides.

What it does: CRS summary · Introduced in Senate · Sep 26, 2017

Empowering States' Rights To Protect Consumers Act of 2017

This bill amends the Truth In Lending Act to limit the annual percentage rate applicable to any consumer credit transaction (other than a residential mortgage transaction), including any associated fees, to the maximum rate permitted by the laws of the state in which the consumer resides.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Empowering States' Rights To Protect Consumers Act of 2017

Latest action (Sep 26, 2017): Read twice and referred to the Committee on Finance.

Policy area: Finance and Financial Sector · Origin: Senate · Introduced: Sep 26, 2017

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.