H.R. 435 · 115th Congress
The Credit Access and Inclusion Act of 2017
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Passed the House without a recorded vote, then expired. It passed by voice vote or unanimous consent, which don't record how each member voted, but didn't become law before the 115th Congress ended.
D
EllisonSponsor30 cosponsors · 19 D, 11 R
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Conyers
MC
D
Capuano
SD
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Duffy
RG
D
Grijalva
AG
D
Green
WJ
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Jones
ML
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Love
CM
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Maloney
GM
D
Meeks
GM
D
Moore
RP
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Pittenger
JR
R
Renacci
JS
D
Schakowsky
SS
R
Stivers
SC
D
Cohen
CC
D
Crist
VG
D
Gonzalez
ST
R
Tipton
AB
R
Barr
DR
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Ross
JR
D
Raskin
JM
D
McNerney
EN
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Norton
LB
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Blunt Rochester
ER
R
Royce
SB
D
Bishop
DC
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Cicilline
EJ
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Johnson
BW
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Watson Coleman
LM
R
Messer14 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
- House Introduced Jan 11, 2017
- House Passed Jun 25, 2018
Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill.
What it does: CRS summary · Passed House amended · Jun 25, 2018
Credit Access and Inclusion Act of 2017
(Sec. 2) This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan.
Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill.
The Government Accountability Office must report on the consumer impact of such reporting.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: The Credit Access and Inclusion Act of 2017
Latest action (Jun 26, 2018): Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Jan 11, 2017
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
- House Introduced Jan 11, 2017
- House Passed Jun 25, 2018
No recorded floor vote found.