H.R. 2133 · 115th Congress
CLEARR Act of 2017
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Never voted on. It didn't reach a floor vote before the 115th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
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LuetkemeyerSponsor55 cosponsors · 55 R
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Norman0 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Community Lending Enhancement and Regulatory Relief Act of 2017 or the CLEARR Act of 2017
What it does: CRS summary · Introduced in House · Apr 25, 2017
Community Lending Enhancement and Regulatory Relief Act of 2017 or the CLEARR Act of 2017
This bill
- exempts small banks from certain mortgage escrow requirements and from mandatory disclosures of loan servicing transfers;
- exempts small mortgage loans from specified property appraisal requirements;
- requires federal banking agencies to revise regulations regarding capital requirements for mortgage servicing assets;
- modifies the authority of the Consumer Financial Protection Bureau (CFPB) over unfair, deceptive, or abusive acts;
- limits the institutions over which the CFPB has a supervisory role;
- limits prohibitions on discrimination under the Equal Credit Opportunity Act and the Fair Housing Act to intentional acts;
- modifies certain mortgage loan recordkeeping and disclosure requirements;
- limits the authority of a federal banking agency to request or order a deposit institution to terminate a customer account;
- limits the liability of creditors and mortgage originators for violating certain ability-to-pay requirements; and
- otherwise modifies provisions related to financial institutions.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: CLEARR Act of 2017
Also known as: Community Lending Enhancement and Regulatory Relief Act of 2017
Latest action (Jul 12, 2017): Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Apr 25, 2017
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.