H.R. 6423 · 114th Congress
Justice for Victims of Fraud Act of 2016
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Never voted on. It didn't reach a floor vote before the 114th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
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ShermanSponsor14 cosponsors · 14 D
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Conyers
MC
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Capuano
JC
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Chu
MC
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Cartwright
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Davis
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Edwards
RG
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Grijalva
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Lawrence
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Norton
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Napolitano
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Johnson
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Lynch
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Schakowsky
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Velázquez10 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
This bill amends the Truth in Lending Act and the Electronic Fund Transfer Act to prohibit predispute arbitration agreements with consumers (i.e., agreements to arbitrate any future disputes between parties instead of pursuing the claims in court) from being valid or enforceable in disputes related to credit card accounts or personal bank accounts that are…
What it does: CRS summary · Introduced in House · Dec 1, 2016
Justice for Victims of Fraud Act of 2016
This bill amends the Truth in Lending Act and the Electronic Fund Transfer Act to prohibit predispute arbitration agreements with consumers (i.e., agreements to arbitrate any future disputes between parties instead of pursuing the claims in court) from being valid or enforceable in disputes related to credit card accounts or personal bank accounts that are not subject to a final judgment by a court if the credit card or bank account was not issued in response to a request or application for that account.
The bill excludes from this prohibition accounts held by a financial institution pursuant to a bona fide trust agreement.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Justice for Victims of Fraud Act of 2016
Latest action (Dec 1, 2016): Referred to the House Committee on Financial Services.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Dec 1, 2016
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.