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H.R. 4347 · 114th Congress

Debt Collection Practices Harmonization Act

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Never voted on. It didn't reach a floor vote before the 114th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.

GMD MeeksSponsor

No cosponsors.

The bill also empowers the court to award injunctive relief for violations of the Act.

What it does: CRS summary · Introduced in House · Jan 7, 2016

Debt Collection Practices Harmonization Act

This bill amends the Fair Debt Collection Practices Act to:

  • cover debt owed to a state, and
  • require the Consumer Financial Protection Board to prescribe a percentage increase based on the Consumer Price Index for All Urban Consumers in order to index annually for inflation civil damages awarded for abusive practices by a debt collector.

The bill also empowers the court to award injunctive relief for violations of the Act.

The Department of the Treasury may not contract with any debt collector or other private party to recoup overpayments of disaster assistance to an individual or household by the Federal Emergency Management Agency (FEMA) under the Robert T. Stafford Disaster Relief and Emergency Assistance Act.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Debt Collection Practices Harmonization Act

Latest action (Jan 7, 2016): Referred to the House Committee on Financial Services.

Policy area: Finance and Financial Sector · Origin: House · Introduced: Jan 7, 2016

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.