H.R. 4172 · 114th Congress
Credit Access and Inclusion Act of 2015
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Never voted on. It didn't reach a floor vote before the 114th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
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EllisonSponsor34 cosponsors · 23 D, 11 R
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Blumenauer
JC
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Carney
SD
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Duffy
MF
R
Fitzpatrick
RG
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Grijalva
AG
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Green
RH
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Hinojosa
JH
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Himes
WJ
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Jones
ML
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Love
GM
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Moore
JM
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McNerney
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Mulvaney
RP
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Pittenger
BR
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Rush
JR
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Renacci
DS
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Schweikert
SS
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Stivers
BD
R
Dold
JC
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Conyers
MC
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Capuano
GM
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Meeks
EN
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Norton
AK
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Kirkpatrick
SJ
D
Jackson Lee
AS
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Sires
DN
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Norcross
JS
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Schakowsky
MD
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DeSaulnier
SC
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Cohen
AB
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Bera
AB
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Barr
AH
D
Hastings
CM
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Maloney18 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
This bill amends the Fair Credit Reporting Act to authorize a person or the Department of Housing and Urban Development (HUD) to furnish to a consumer reporting agency information relating to the performance of a consumer in making payments: (1) under a lease agreement for a dwelling, including a lease in which HUD provides subsidized payments; or (2)…
What it does: CRS summary · Introduced in House · Dec 3, 2015
Credit Access and Inclusion Act of 2015
This bill amends the Fair Credit Reporting Act to authorize a person or the Department of Housing and Urban Development (HUD) to furnish to a consumer reporting agency information relating to the performance of a consumer in making payments: (1) under a lease agreement for a dwelling, including a lease in which HUD provides subsidized payments; or (2) pursuant to a contract for a utility or telecommunications service.
Information about a consumer's usage of any utility or telecommunications services may be furnished to a consumer reporting agency only to the extent that such information relates to payment by the consumer for such services or other terms of the provision of such services, including any deposit, discount, or conditions for interruption or termination of service.
An energy utility firm may not report payment information to a consumer reporting agency with respect to an outstanding balance of a consumer as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of such plan.
The bill amends the Consumer Credit Protection Act to make provisions regarding civil liability to consumers of persons for willful or negligent noncompliance with requirements imposed by such Act on credit reporting agencies inapplicable to any violation of this Act.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Credit Access and Inclusion Act of 2015
Latest action (Sep 27, 2016): Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Dec 3, 2015
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.