H.R. 3727 · 114th Congress
Health Insurance Rate Review Act
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Never voted on. It didn't reach a floor vote before the 114th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
D
SchakowskySponsor14 cosponsors · 14 D
D
Capps
RD
D
DeLauro
TD
D
Deutch
LG
D
Gutiérrez
RG
D
Grijalva
ML
D
Lujan Grisham
JM
D
McDermott
EN
D
Norton
CR
D
Rangel
MT
D
Takano
BF
D
Foster
JG
D
Garamendi
MP
D
Pocan
DW
D
Wasserman Schultz10 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
This bill amends the Public Health Service Act to declare that federal requirements that the Department of Health and Human Services (HHS) review unreasonable premium increases in health care coverage do not prohibit a state from imposing additional rate requirements on health insurance issuers that are more protective of consumers.
What it does: CRS summary · Introduced in House · Oct 8, 2015
Health Insurance Rate Review Act
This bill amends the Public Health Service Act to declare that federal requirements that the Department of Health and Human Services (HHS) review unreasonable premium increases in health care coverage do not prohibit a state from imposing additional rate requirements on health insurance issuers that are more protective of consumers. The review is expanded to include all rate increases, not only premium increases.
HHS or the relevant state insurance commissioner or state regulator must ensure that any excessive, unjustified, or unfairly discriminatory rates are corrected before, or as soon as possible after, implementation, including through mechanisms such as denying rates, modifying rates, or requiring rebates to consumers. HHS may apply civil monetary penalties to health insurance issuers that fail to comply with a corrective action taken by HHS and may make the plan involved ineligible for classification as a qualified health plan.
HHS must determine whether HHS or the state insurance commissioner or regulator will undertake such corrective actions based on whether the state can adequately undertake the actions.
This Act applies to health plans grandfathered under the Patient Protection and Affordable Care Act.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Health Insurance Rate Review Act
Latest action (Oct 9, 2015): Referred to the Subcommittee on Health.
Policy area: Health · Origin: House · Introduced: Oct 8, 2015
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.