H.R. 1908 · 114th Congress
Housing Financial Literacy Act of 2015
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Never voted on. It didn't reach a floor vote before the 114th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
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BeattySponsor34 cosponsors · 33 D, 1 R
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Watson Coleman
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Jackson Lee
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Davis22 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Amends the National Housing Act to revise the single insurance premium payment for a mortgage (secured by a one- to four-family dwelling that is an obligation of the Mutual Mortgage Insurance Fund) of a first-time homebuyer who completes a program of counseling on the responsibilities and financial management involved in homeownership that is approved by…
What it does: CRS summary · Introduced in House · Apr 21, 2015
Housing Financial Literacy Act of 2015
Amends the National Housing Act to revise the single insurance premium payment for a mortgage (secured by a one- to four-family dwelling that is an obligation of the Mutual Mortgage Insurance Fund) of a first-time homebuyer who completes a program of counseling on the responsibilities and financial management involved in homeownership that is approved by the Secretary of Housing and Urban Development.
Repeals the current maximum premium payment of 2.75% of the amount of the mortgage's original insured principal obligation.
Sets the single mortgage insurance premium payment at 25 basis points lower than the premium payment amount otherwise established.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Housing Financial Literacy Act of 2015
Latest action (Apr 22, 2015): Sponsor introductory remarks on measure. (CR E559)
Policy area: Housing and Community Development · Origin: House · Introduced: Apr 21, 2015
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.