Portfolio Lending and Mortgage Access Act

Key: what the circles and colors mean

Each circle is a bill. The ring fills as it moves through Congress:

IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

Under the number: the Yea · Nay count of its final (or latest) recorded vote. On a member's page, the small badge is how that member voted: Y Yea / Aye, N Nay / No, P Present, – Not voting.

Gold and violet are only for Yea and Nay; they never mean a party. A member's party is the letter on their photo.

R BarrSponsor

54 cosponsors · 54 R

24 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

House Introduced Mar 3, 2015
House Passed Nov 18, 2015 255–174

A safe harbor from lawsuit is also created for mortgage originators for steering a consumer to a residential mortgage loan if:

What it does: CRS summary · Passed House amended · Nov 18, 2015

Portfolio Lending and Mortgage Access Act

(Sec. 2) This bill amends the Truth in Lending Act to create a safe harbor from lawsuit for creditors that are depository institutions for any failure to comply with certain requirements with respect to a residential mortgage loan, and the banking regulators are required to treat such a loan as a qualified mortgage, if the creditor has, since the loan's origination, held it on its balance sheet and all prepayment penalties with respect to the loan comply with specified limitations.

Member	Party at vote	Seat	Position
Don Young	R	AK-AL	Yea
Bradley Byrne	R	AL-1	Yea
Martha Roby	R	AL-2	Yea
Mike Rogers	R	AL-3	Yea
Robert Aderholt	R	AL-4	Yea
Mo Brooks	R	AL-5	Yea
Gary Palmer	R	AL-6	Yea
Terri Sewell	D	AL-7	Nay
Rick Crawford	R	AR-1	Yea
J. Hill	R	AR-2	Yea
Steve Womack	R	AR-3	Yea
Bruce Westerman	R	AR-4	Yea
Ann Kirkpatrick	D	AZ-1	Nay
Martha McSally	R	AZ-2	Yea
Raúl Grijalva	D	AZ-3	Nay
Paul Gosar	R	AZ-4	Yea
Matt Salmon	R	AZ-5	Yea
David Schweikert	R	AZ-6	Yea
Ruben Gallego	D	AZ-7	Nay
Trent Franks	R	AZ-8	Yea
Kyrsten Sinema	D	AZ-9	Yea
Doug LaMalfa	R	CA-1	Yea
Jeff Denham	R	CA-10	Yea
Mark DeSaulnier	D	CA-11	Nay
Nancy Pelosi	D	CA-12	Nay
Barbara Lee	D	CA-13	Nay
Jackie Speier	D	CA-14	Nay
Eric Swalwell	D	CA-15	Nay
Jim Costa	D	CA-16	Yea
Mike Honda	D	CA-17	Nay
Anna Eshoo	D	CA-18	Nay
Zoe Lofgren	D	CA-19	Nay
Jared Huffman	D	CA-2	Nay
Sam Farr	D	CA-20	Nay
David Valadao	R	CA-21	Yea
Devin Nunes	R	CA-22	Yea
Kevin McCarthy	R	CA-23	Yea
Lois Capps	D	CA-24	Nay
Steve Knight	R	CA-25	Yea
Julia Brownley	D	CA-26	Nay
Judy Chu	D	CA-27	Nay
Adam Schiff	D	CA-28	Nay
Tony Cárdenas	D	CA-29	Nay
John Garamendi	D	CA-3	Nay
Brad Sherman	D	CA-30	Nay
Pete Aguilar	D	CA-31	Nay
Grace Napolitano	D	CA-32	Nay
Ted Lieu	D	CA-33	Nay
Xavier Becerra	D	CA-34	Nay
Norma Torres	D	CA-35	Nay
Raul Ruiz	D	CA-36	Nay
Karen Bass	D	CA-37	Nay
Linda Sánchez	D	CA-38	Nay
Ed Royce	R	CA-39	Yea
Tom McClintock	R	CA-4	Yea
Lucille Roybal-Allard	D	CA-40	Nay
Mark Takano	D	CA-41	Nay
Ken Calvert	R	CA-42	Yea
Maxine Waters	D	CA-43	Nay
Janice Hahn	D	CA-44	Nay
Mimi Walters	R	CA-45	Yea
Loretta Sanchez	D	CA-46	Nay
Alan Lowenthal	D	CA-47	Nay
Dana Rohrabacher	R	CA-48	Yea
Darrell Issa	R	CA-49	Yea
Mike Thompson	D	CA-5	Nay
Duncan Hunter	R	CA-50	Yea
Juan Vargas	D	CA-51	Nay
Scott Peters	D	CA-52	Nay
Susan Davis	D	CA-53	Nay
Doris Matsui	D	CA-6	Nay
Ami Bera	D	CA-7	Nay
Paul Cook	R	CA-8	Yea
Jerry McNerney	D	CA-9	Nay
Diana DeGette	D	CO-1	Nay
Jared Polis	D	CO-2	Nay
Scott Tipton	R	CO-3	Yea
Ken Buck	R	CO-4	Yea
Doug Lamborn	R	CO-5	Yea
Mike Coffman	R	CO-6	Yea
Ed Perlmutter	D	CO-7	Nay
John Larson	D	CT-1	Nay
Joe Courtney	D	CT-2	Nay
Rosa DeLauro	D	CT-3	Nay
Jim Himes	D	CT-4	Nay
Elizabeth Esty	D	CT-5	Nay
John Carney	D	DE-AL	Nay
Jeff Miller	R	FL-1	Yea
Daniel Webster	R	FL-10	Not Voting
Richard Nugent	R	FL-11	Yea
Gus Bilirakis	R	FL-12	Yea
David Jolly	R	FL-13	Yea
Kathy Castor	D	FL-14	Nay
Dennis Ross	R	FL-15	Yea
Vern Buchanan	R	FL-16	Yea
Thomas Rooney	R	FL-17	Yea
Patrick Murphy	D	FL-18	Nay
Curt Clawson	R	FL-19	Yea
Gwen Graham	D	FL-2	Yea
Alcee Hastings	D	FL-20	Nay
Ted Deutch	D	FL-21	Nay
Lois Frankel	D	FL-22	Nay
Debbie Wasserman Schultz	D	FL-23	Nay
Frederica Wilson	D	FL-24	Nay
Mario Diaz-Balart	R	FL-25	Yea
Carlos Curbelo	R	FL-26	Yea
Ileana Ros-Lehtinen	R	FL-27	Yea
Ted Yoho	R	FL-3	Yea
Ander Crenshaw	R	FL-4	Yea
Corrine Brown	D	FL-5	Nay
Ron DeSantis	R	FL-6	Yea
John Mica	R	FL-7	Yea
Bill Posey	R	FL-8	Yea
Alan Grayson	D	FL-9	Nay
Buddy Carter	R	GA-1	Yea
Jody Hice	R	GA-10	Yea
Barry Loudermilk	R	GA-11	Yea
Rick Allen	R	GA-12	Yea
David Scott	D	GA-13	Yea
Tom Graves	R	GA-14	Yea
Sanford Bishop	D	GA-2	Nay
Lynn Westmoreland	R	GA-3	Yea
Hank Johnson	D	GA-4	Nay
John Lewis	D	GA-5	Nay
Tom Price	R	GA-6	Yea
Rob Woodall	R	GA-7	Yea
Austin Scott	R	GA-8	Yea
Doug Collins	R	GA-9	Yea
Mark Takai	D	HI-1	Not Voting
Tulsi Gabbard	D	HI-2	Nay
Rod Blum	R	IA-1	Yea
David Loebsack	D	IA-2	Nay
David Young	R	IA-3	Yea
Steve King	R	IA-4	Yea
Raúl Labrador	R	ID-1	Yea
Mike Simpson	R	ID-2	Yea
Bobby Rush	D	IL-1	Nay
Bob Dold	R	IL-10	Yea
Bill Foster	D	IL-11	Nay
Mike Bost	R	IL-12	Yea
Rodney Davis	R	IL-13	Yea
Randy Hultgren	R	IL-14	Yea
John Shimkus	R	IL-15	Yea
Adam Kinzinger	R	IL-16	Yea
Cheri Bustos	D	IL-17	Nay
Darin LaHood	R	IL-18	Yea
Robin Kelly	D	IL-2	Nay
Daniel Lipinski	D	IL-3	Nay
Luis Gutiérrez	D	IL-4	Nay
Mike Quigley	D	IL-5	Nay
Peter Roskam	R	IL-6	Yea
Danny Davis	D	IL-7	Nay
Tammy Duckworth	D	IL-8	Nay
Jan Schakowsky	D	IL-9	Nay
Peter Visclosky	D	IN-1	Nay
Jackie Walorski	R	IN-2	Yea
Marlin Stutzman	R	IN-3	Yea
Todd Rokita	R	IN-4	Yea
Susan Brooks	R	IN-5	Yea
Luke Messer	R	IN-6	Yea
André Carson	D	IN-7	Nay
Larry Bucshon	R	IN-8	Yea
Todd Young	R	IN-9	Yea
Tim Huelskamp	R	KS-1	Yea
Lynn Jenkins	R	KS-2	Yea
Kevin Yoder	R	KS-3	Yea
Mike Pompeo	R	KS-4	Yea
Ed Whitfield	R	KY-1	Yea
Brett Guthrie	R	KY-2	Yea
John Yarmuth	D	KY-3	Nay
Thomas Massie	R	KY-4	Yea
Hal Rogers	R	KY-5	Yea
Andy Barr	R	KY-6	Yea
Steve Scalise	R	LA-1	Yea
Cedric Richmond	D	LA-2	Nay
Charles Boustany	R	LA-3	Yea
John Fleming	R	LA-4	Yea
Ralph Abraham	R	LA-5	Yea
Garret Graves	R	LA-6	Yea
Richard Neal	D	MA-1	Nay
Jim McGovern	D	MA-2	Nay
Niki Tsongas	D	MA-3	Nay
Joseph Kennedy	D	MA-4	Nay
Katherine Clark	D	MA-5	Nay
Seth Moulton	D	MA-6	Nay
Michael Capuano	D	MA-7	Nay
Stephen Lynch	D	MA-8	Nay
William Keating	D	MA-9	Nay
Andy Harris	R	MD-1	Yea
C. Ruppersberger	D	MD-2	Not Voting
John Sarbanes	D	MD-3	Nay
Donna Edwards	D	MD-4	Nay
Steny Hoyer	D	MD-5	Nay
John Delaney	D	MD-6	Yea
Elijah Cummings	D	MD-7	Nay
Chris Van Hollen	D	MD-8	Nay
Chellie Pingree	D	ME-1	Nay
Bruce Poliquin	R	ME-2	Yea
Dan Benishek	R	MI-1	Yea
Candice Miller	R	MI-10	Yea
Dave Trott	R	MI-11	Yea
Debbie Dingell	D	MI-12	Nay
John Conyers	D	MI-13	Nay
Brenda Lawrence	D	MI-14	Nay
Bill Huizenga	R	MI-2	Yea
Justin Amash	R	MI-3	Yea
John Moolenaar	R	MI-4	Yea
Daniel Kildee	D	MI-5	Nay
Fred Upton	R	MI-6	Yea
Tim Walberg	R	MI-7	Yea
Mike Bishop	R	MI-8	Yea
Sander Levin	D	MI-9	Nay
Timothy Walz	D	MN-1	Nay
John Kline	R	MN-2	Yea
Erik Paulsen	R	MN-3	Yea
Betty McCollum	D	MN-4	Nay
Keith Ellison	D	MN-5	Nay
Tom Emmer	R	MN-6	Yea
Collin Peterson	D	MN-7	Yea
Richard Nolan	D	MN-8	Nay
Wm. Clay	D	MO-1	Nay
Ann Wagner	R	MO-2	Yea
Blaine Luetkemeyer	R	MO-3	Yea
Vicky Hartzler	R	MO-4	Yea
Emanuel Cleaver	D	MO-5	Nay
Sam Graves	R	MO-6	Yea
Billy Long	R	MO-7	Yea
Jason Smith	R	MO-8	Yea
Trent Kelly	R	MS-1	Yea
Bennie Thompson	D	MS-2	Nay
Gregg Harper	R	MS-3	Yea
Steven Palazzo	R	MS-4	Yea
Ryan Zinke	R	MT-AL	Yea
G.K. Butterfield	D	NC-1	Nay
Patrick McHenry	R	NC-10	Yea
Mark Meadows	R	NC-11	Yea
Alma Adams	D	NC-12	Nay
George Holding	R	NC-13	Yea
Renee Ellmers	R	NC-2	Yea
Walter Jones	R	NC-3	Yea
David Price	D	NC-4	Nay
Virginia Foxx	R	NC-5	Yea
Mark Walker	R	NC-6	Yea
David Rouzer	R	NC-7	Yea
Richard Hudson	R	NC-8	Yea
Robert Pittenger	R	NC-9	Yea
Kevin Cramer	R	ND-AL	Yea
Jeff Fortenberry	R	NE-1	Yea
Brad Ashford	D	NE-2	Yea
Adrian Smith	R	NE-3	Yea
Frank Guinta	R	NH-1	Yea
Ann Kuster	D	NH-2	Nay
Donald Norcross	D	NJ-1	Nay
Donald Payne	D	NJ-10	Nay
Rodney Frelinghuysen	R	NJ-11	Yea
Bonnie Watson Coleman	D	NJ-12	Nay
Frank LoBiondo	R	NJ-2	Yea
Tom MacArthur	R	NJ-3	Yea
Chris Smith	R	NJ-4	Yea
Scott Garrett	R	NJ-5	Yea
Frank Pallone	D	NJ-6	Nay
Leonard Lance	R	NJ-7	Yea
Albio Sires	D	NJ-8	Nay
Bill Pascrell	D	NJ-9	Nay
Michelle Lujan Grisham	D	NM-1	Nay
Steve Pearce	R	NM-2	Yea
Ben Luján	D	NM-3	Nay
Dina Titus	D	NV-1	Nay
Mark Amodei	R	NV-2	Yea
Joseph Heck	R	NV-3	Yea
Cresent Hardy	R	NV-4	Yea
Lee Zeldin	R	NY-1	Yea
Jerrold Nadler	D	NY-10	Nay
Daniel Donovan	R	NY-11	Yea
Carolyn Maloney	D	NY-12	Nay
Charlie Rangel	D	NY-13	Nay
Joe Crowley	D	NY-14	Nay
José Serrano	D	NY-15	Nay
Eliot Engel	D	NY-16	Nay
Nita Lowey	D	NY-17	Nay
Sean Maloney	D	NY-18	Nay
Christopher Gibson	R	NY-19	Yea
Pete King	R	NY-2	Yea
Paul Tonko	D	NY-20	Nay
Elise Stefanik	R	NY-21	Yea
Richard Hanna	R	NY-22	Yea
Tom Reed	R	NY-23	Yea
John Katko	R	NY-24	Yea
Louise Slaughter	D	NY-25	Nay
Brian Higgins	D	NY-26	Nay
Chris Collins	R	NY-27	Yea
Steve Israel	D	NY-3	Nay
Kathleen Rice	D	NY-4	Nay
Gregory Meeks	D	NY-5	Nay
Grace Meng	D	NY-6	Nay
Nydia Velázquez	D	NY-7	Nay
Hakeem Jeffries	D	NY-8	Nay
Yvette Clarke	D	NY-9	Nay
Steve Chabot	R	OH-1	Yea
Michael Turner	R	OH-10	Yea
Marcia Fudge	D	OH-11	Nay
Pat Tiberi	R	OH-12	Yea
Tim Ryan	D	OH-13	Nay
David Joyce	R	OH-14	Yea
Steve Stivers	R	OH-15	Yea
James Renacci	R	OH-16	Nay
Brad Wenstrup	R	OH-2	Yea
Joyce Beatty	D	OH-3	Nay
Jim Jordan	R	OH-4	Yea
Robert Latta	R	OH-5	Yea
Bill Johnson	R	OH-6	Yea
Bob Gibbs	R	OH-7	Yea
Marcy Kaptur	D	OH-9	Nay
Jim Bridenstine	R	OK-1	Yea
Markwayne Mullin	R	OK-2	Yea
Frank Lucas	R	OK-3	Yea
Tom Cole	R	OK-4	Yea
Steve Russell	R	OK-5	Yea
Suzanne Bonamici	D	OR-1	Nay
Greg Walden	R	OR-2	Yea
Earl Blumenauer	D	OR-3	Nay
Peter DeFazio	D	OR-4	Not Voting
Kurt Schrader	D	OR-5	Yea
Robert Brady	D	PA-1	Nay
Tom Marino	R	PA-10	Yea
Lou Barletta	R	PA-11	Yea
Keith Rothfus	R	PA-12	Yea
Brendan Boyle	D	PA-13	Yea
Michael Doyle	D	PA-14	Nay
Charles Dent	R	PA-15	Yea
Joseph Pitts	R	PA-16	Yea
Matt Cartwright	D	PA-17	Nay
Tim Murphy	R	PA-18	Yea
Chaka Fattah	D	PA-2	Nay
Mike Kelly	R	PA-3	Yea
Scott Perry	R	PA-4	Yea
Glenn Thompson	R	PA-5	Yea
Ryan Costello	R	PA-6	Yea
Patrick Meehan	R	PA-7	Yea
Michael Fitzpatrick	R	PA-8	Yea
Bill Shuster	R	PA-9	Yea
David Cicilline	D	RI-1	Nay
Jim Langevin	D	RI-2	Nay
Mark Sanford	R	SC-1	Yea
Joe Wilson	R	SC-2	Yea
Jeff Duncan	R	SC-3	Yea
Trey Gowdy	R	SC-4	Yea
Mick Mulvaney	R	SC-5	Yea
Jim Clyburn	D	SC-6	Nay
Tom Rice	R	SC-7	Yea
Kristi Noem	R	SD-AL	Yea
Phil Roe	R	TN-1	Yea
Jimmy Duncan	R	TN-2	Yea
Chuck Fleischmann	R	TN-3	Yea
Scott DesJarlais	R	TN-4	Yea
Jim Cooper	D	TN-5	Yea
Diane Black	R	TN-6	Yea
Marsha Blackburn	R	TN-7	Yea
Stephen Fincher	R	TN-8	Yea
Steve Cohen	D	TN-9	Nay
Louie Gohmert	R	TX-1	Yea
Michael McCaul	R	TX-10	Yea
K. Conaway	R	TX-11	Yea
Kay Granger	R	TX-12	Yea
Mac Thornberry	R	TX-13	Yea
Randy Weber	R	TX-14	Yea
Rubén Hinojosa	D	TX-15	Nay
Beto O’Rourke	D	TX-16	Nay
Bill Flores	R	TX-17	Yea
Sheila Jackson Lee	D	TX-18	Nay
Randy Neugebauer	R	TX-19	Yea
Ted Poe	R	TX-2	Yea
Joaquin Castro	D	TX-20	Nay
Lamar Smith	R	TX-21	Yea
Pete Olson	R	TX-22	Yea
Will Hurd	R	TX-23	Yea
Kenny Marchant	R	TX-24	Yea
Roger Williams	R	TX-25	Yea
Michael Burgess	R	TX-26	Yea
Blake Farenthold	R	TX-27	Yea
Henry Cuellar	D	TX-28	Yea
Gene Green	D	TX-29	Nay
Sam Johnson	R	TX-3	Yea
Eddie Johnson	D	TX-30	Nay
John Carter	R	TX-31	Yea
Pete Sessions	R	TX-32	Yea
Marc Veasey	D	TX-33	Nay
Filemon Vela	D	TX-34	Yea
Lloyd Doggett	D	TX-35	Nay
Brian Babin	R	TX-36	Yea
John Ratcliffe	R	TX-4	Yea
Jeb Hensarling	R	TX-5	Yea
Joe Barton	R	TX-6	Yea
John Culberson	R	TX-7	Yea
Kevin Brady	R	TX-8	Yea
Al Green	D	TX-9	Nay
Rob Bishop	R	UT-1	Yea
Chris Stewart	R	UT-2	Yea
Jason Chaffetz	R	UT-3	Yea
Mia Love	R	UT-4	Yea
Robert Wittman	R	VA-1	Yea
Barbara Comstock	R	VA-10	Yea
Gerald Connolly	D	VA-11	Nay
Scott Rigell	R	VA-2	Yea
Bobby Scott	D	VA-3	Nay
J. Forbes	R	VA-4	Yea
Robert Hurt	R	VA-5	Yea
Bob Goodlatte	R	VA-6	Yea
Dave Brat	R	VA-7	Yea
Donald Beyer	D	VA-8	Nay
H. Griffith	R	VA-9	Yea
Peter Welch	D	VT-AL	Nay
Suzan DelBene	D	WA-1	Nay
Denny Heck	D	WA-10	Nay
Rick Larsen	D	WA-2	Nay
Jaime Herrera Beutler	R	WA-3	Yea
Dan Newhouse	R	WA-4	Yea
Cathy McMorris Rodgers	R	WA-5	Yea
Derek Kilmer	D	WA-6	Nay
Jim McDermott	D	WA-7	Nay
David Reichert	R	WA-8	Yea
Adam Smith	D	WA-9	Nay
Mark Pocan	D	WI-2	Nay
Ron Kind	D	WI-3	Nay
Gwen Moore	D	WI-4	Nay
F. Sensenbrenner	R	WI-5	Yea
Glenn Grothman	R	WI-6	Yea
Sean Duffy	R	WI-7	Yea
Reid Ribble	R	WI-8	Yea
David McKinley	R	WV-1	Yea
Alexander Mooney	R	WV-2	Yea
Evan Jenkins	R	WV-3	Yea
Cynthia Lummis	R	WY-AL	Yea

Portfolio Lending and Mortgage Access Act

Votes to become law

Final vote · House · Nov 18, 2015