H.R. 3529 · 113th Congress
Protecting Habitat Homeownership Act
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Never voted on. It didn't reach a floor vote before the 113th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
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MeadowsSponsor45 cosponsors · 12 D, 33 R
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Butterfield
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Capito
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Murphy
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Cárdenas
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Kingston
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Mulvaney
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Scott
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Bass
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Duncan
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Kuster
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Lummis
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Hudson
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Lowenthal
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Cartwright
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Schneider
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Cotton
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Barrow
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Daines
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Meeks
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Stivers
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Brooks
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Ellmers
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Flores
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Jones
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LaMalfa
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Rooney
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Southerland
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Stutzman
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Wittman
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Bachmann
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DeSantis
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Fincher
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Luetkemeyer
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Paulsen
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Pittenger
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Wilson
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Collins
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Long
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Roe
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King
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Rokita
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Hartzler
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Young
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Cooper
CG
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Gardner3 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Protecting Habitat Homeownership Act - Amends the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to exempt residential mortgage loans originated by non-profit low-income housing providers from certain minimum loan standards as well as appraisal, servicing, and billing requirements.
What it does: CRS summary · Introduced in House · Nov 19, 2013
Protecting Habitat Homeownership Act - Amends the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to exempt residential mortgage loans originated by non-profit low-income housing providers from certain minimum loan standards as well as appraisal, servicing, and billing requirements.
Defines "non-profit low-income housing provider" as a tax-exempt charitable organization that does not engage in the business of a loan originator or mortgage broker but does make residential mortgage loans: (1) to promote or facilitate homeownership for poor or low-income, disabled, or other disadvantaged persons or families; and (2) at interest rates lower than the bank prime loan rate; or (3) that are, after adjusting for inflation, no-interest loans or loans with interest rates significantly below the interest rates for loans for purchase of single-family housing generally available in the market. Prescribes additional requirements.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Protecting Habitat Homeownership Act
Latest action (Nov 19, 2013): Referred to the House Committee on Financial Services.
Policy area: Housing and Community Development · Origin: House · Introduced: Nov 19, 2013
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.