H.R. 2673 · 113th Congress
Portfolio Lending and Mortgage Access Act
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Never voted on. It didn't reach a floor vote before the 113th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
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BarrSponsor55 cosponsors · 4 D, 51 R
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Luetkemeyer
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Miller
RH
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Hultgren
TG
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Griffin
SW
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Womack
LJ
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Jenkins
VM
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McAllister
BF
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Farenthold
SD
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Duffy
BJ
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Johnson
JB
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Bridenstine
BL
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Long
KC
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Cramer
FL
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Lucas
DB
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Black
TC
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Cole
SD
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Daines
RE
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Ellmers
CF
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Fleischmann
JL
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Lankford
MM
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Mullin
GH
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Harper
WJ
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Jones
MM
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Meadows
CS
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Stewart
RB
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Bishop
SF
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Fincher
TH
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Huelskamp
SP
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Palazzo
SS
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Scalise
CB
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Boustany
JC
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Chaffetz
JD
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Duncan
TL
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Latham
PS
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Sessions
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Nugent
MK
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Kelly
RL
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Latta
AN
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Nunnelee
JF
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Fleming
BW
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Wenstrup
KR
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Rothfus
ST
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Tipton
MB
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Blackburn
JB
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Barrow
CG
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Gardner
DL
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Lamborn
WO
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Owens
EP
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Paulsen
EW
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Whitfield
JC
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Cooper
CG
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Gibson
JK
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Kline
CP
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Peterson
TM
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Marino0 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Portfolio Lending and Mortgage Access Act - Amends the Truth in Lending Act with respect to the permission that a creditor may presume that a residential mortgage loan has met the requirement that, at the time the loan is consummated, the consumer has a reasonable ability to repay it, if the loan is a qualified mortgage.
What it does: CRS summary · Introduced in House · Jul 11, 2013
Portfolio Lending and Mortgage Access Act - Amends the Truth in Lending Act with respect to the permission that a creditor may presume that a residential mortgage loan has met the requirement that, at the time the loan is consummated, the consumer has a reasonable ability to repay it, if the loan is a qualified mortgage.
Treats as a qualified mortgage any residential mortgage loan made by a creditor so long as it appears on the creditor's balance sheet (held on portfolio).
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Portfolio Lending and Mortgage Access Act
Latest action (Sep 16, 2014): Committee on Banking, Housing, and Urban Affairs. Hearings held.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Jul 11, 2013
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.