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H.R. 1551 · 113th Congress

Consumer Rental Purchase Agreement Act

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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Never voted on. It didn't reach a floor vote before the 113th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.

GMD MeeksSponsor
65 cosponsors · 17 D, 48 R
WCD Clay BLR Luetkemeyer PSR Sessions DSD Scott GKD Butterfield SGR Graves SRR Rigell ASR Schock LWR Westmoreland BFR Farenthold TGR Griffin AKR Kinzinger EPD Perlmutter SSR Stivers PTR Tiberi AWR Wagner PGR Gingrey BGR Guthrie VHR Hartzler JKR Kingston SWR Womack WED Enyart DCD Christensen EJD Johnson BRD Rush BSR Shuster LJR Jenkins CRD Rangel MBR Blackburn JDR Duncan SDR DesJarlais RDR Davis SFR Fincher CFR Fleischmann TGR Graves RHR Hall MMD McIntyre RNR Nugent TSD Sewell MTD Takano FWD Wilson KCD Castor DDD Davis AHD Hastings JSR Smith RWR Wittman KCR Conaway SJR Johnson ABR Barr JJR Jordan DBR Black BBR Byrne JFR Forbes MPR Pompeo RCR Crawford WJR Jones EWR Whitfield TCR Cotton AKD Kuster POR Olson LSR Smith ASR Scott MTR Turner RHR Hurt SPR Palazzo

4 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

Consumer Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses;…

What it does: CRS summary · Introduced in House · Apr 15, 2013

Consumer Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses; (4) furnishing of statements of account; (5) point-of-rental disclosures; and (6) rental-purchase advertising disclosures.

Declares that an action for civil liability may be brought against a merchant's assignee only if the violation is apparent on the face of a rental-purchase agreement to which it relates, including, but not limited to, a disclosure that can be determined to be incomplete or inaccurate from the face of the agreement.

Authorizes the Board of Governors of the Federal Reserve System to promulgate implementing regulations.

Grants enforcement powers to the Federal Trade Commission (FTC) and to state attorneys general.

Subjects to criminal penalties any willful and knowing violation of the information disclosure requirements of this Act.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Consumer Rental Purchase Agreement Act

Latest action (Apr 15, 2013): Referred to the House Committee on Financial Services.

Policy area: Finance and Financial Sector · Origin: House · Introduced: Apr 15, 2013

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.