H.R. 1255 · 113th Congress
Home Construction Lending Regulatory Improvement Act of 2013
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Never voted on. It didn't reach a floor vote before the 113th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
R
MillerSponsor20 cosponsors · 7 D, 13 R
D
McCarthy
LW
R
Westmoreland
WJ
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Jones
MA
R
Amodei
AS
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Schock
JM
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Matheson
RR
R
Ribble
JH
R
Heck
AH
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Harris
KM
R
Marchant
PT
R
Tiberi
JY
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Yarmuth
AS
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Sires
JC
D
Courtney
SD
R
Duffy
LB
R
Barletta
SH
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Horsford
DT
D
Titus
CS
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Stewart
PC
R
Cook1 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Home Construction Lending Regulatory Improvement Act of 2013 - Directs the appropriate federal banking agencies to initiate a coordinated rulemaking with respect to financial institutions under their respective jurisdictions that make real estate loans to home builders.
What it does: CRS summary · Introduced in House · Mar 19, 2013
Home Construction Lending Regulatory Improvement Act of 2013 - Directs the appropriate federal banking agencies to initiate a coordinated rulemaking with respect to financial institutions under their respective jurisdictions that make real estate loans to home builders.
Requires such rulemaking to provide for: (1) elimination of the 100% of bank capital measurement, (2) realistic market-based appraisals, and (3) a prohibition against compelling lenders to call or curtail loans in good standing.
Prohibits a federal banking agency from preventing a qualified financial institution from making a real estate loan to a home builder that has a viable project.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Home Construction Lending Regulatory Improvement Act of 2013
Latest action (Mar 19, 2013): Referred to the House Committee on Financial Services.
Policy area: Housing and Community Development · Origin: House · Introduced: Mar 19, 2013
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.