S. 1927 · 111th Congress
Credit Card Rate Freeze Act of 2009
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Never voted on. It didn't reach a floor vote before the 111th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
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DoddSponsor21 cosponsors · 21 D
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Brown
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Menendez
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Merkley
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Reed
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Schumer
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Tester
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Udall
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Boxer
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Bennet
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Harkin
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Levin
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Shaheen
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Stabenow
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Whitehouse
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Warner
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McCaskill
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Leahy
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Kirk
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Reid
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Feinstein
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Murray7 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Credit Card Rate Freeze Act of 2009 - Prohibits a creditor, during a specified nine-month period, from: (1) increasing any annual percentage rate (APR), fee, or finance charge applicable to any outstanding balance of any credit card account under an open end consumer credit plan; or (2) changing the terms governing repayment of any outstanding balance,…
What it does: CRS summary · Introduced in Senate · Oct 27, 2009
Credit Card Rate Freeze Act of 2009 - Prohibits a creditor, during a specified nine-month period, from: (1) increasing any annual percentage rate (APR), fee, or finance charge applicable to any outstanding balance of any credit card account under an open end consumer credit plan; or (2) changing the terms governing repayment of any outstanding balance, except as permitted by the Credit Card Accountability Responsibility and Disclosure Act of 2009.
Authorizes the Board of Governors of the Federal Reserve System to prescribe implementing regulations.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Credit Card Rate Freeze Act of 2009
Latest action (Oct 27, 2009): Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 189.
Policy area: Finance and Financial Sector · Origin: Senate · Introduced: Oct 26, 2009
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.