H.R. 1882 · 111th Congress
To amend the Truth in Lending Act to provide safeguards for credit card holders whose accounts were, or are…
Full title
To amend the Truth in Lending Act to provide safeguards for credit card holders whose accounts were, or are about to be, terminated for inactivity, and for other purposes.
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Never voted on. It didn't reach a floor vote before the 111th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
D
DavisSponsor1 cosponsor · 1 R
1 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Amends the Truth in Lending Act to set forth restrictions upon the termination of a consumer credit card account due to inactivity.
What it does: CRS summary · Introduced in House · Apr 2, 2009
Amends the Truth in Lending Act to set forth restrictions upon the termination of a consumer credit card account due to inactivity.
Prohibits a consumer credit card account from being terminated for inactivity unless the cardholder is notified within 60 days before the termination date.
Authorizes the cardholder to appeal a termination on the basis of error. Requires the card issuer to: (1) investigate whether such an error occurred; (2) transmit the investigation results to the cardholder; and (3) reopen the credit card account if an error did occur.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: To amend the Truth in Lending Act to provide safeguards for credit card holders whose accounts were, or are about to be, terminated for inactivity, and for other purposes.
Latest action (Apr 2, 2009): Referred to the House Committee on Financial Services.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Apr 2, 2009
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.