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H.R. 1744 · 111th Congress

Consumer Rental Purchase Agreement Act

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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Never voted on. It didn't reach a floor vote before the 111th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.

WCD ClaySponsor
126 cosponsors · 51 D, 75 R
WAR Akin SBD Bishop JCD Costello ECD Cleaver HCD Cuellar DDD Davis JDR Duncan JAR Ann Emerson BGR Goodlatte SGR Graves AGD Green RHR Hall AHD Hastings THD Holden BHD Hill JHR Hensarling EJD Johnson SJR Johnson WJR Jones HJD Johnson LJR Jenkins PKD Kanjorski SLR LaTourette BLR Luetkemeyer JMR Moran SMR Myrick GMD Meeks DMD Moore KMR Marchant RNR Neugebauer SOD Ortiz MRD Ross MRR Rogers PSR Sessions BSD Sherman ISD Skelton LSR Smith ZSD Space GTD Taylor TTR Tiahrt FUR Upton RBR Blunt JBR Boozman MBR Bachmann HCR Coble VFR Foxx SRD Reyes ZWR Wamp CBD Brown MBR Blackburn JBR Bonner KCR Conaway KGR Granger PGR Gingrey SKR King MMD McIntyre JMD Moran DMR Manzullo MMR McCaul EPD Pastor TPR Platts APR Putnam TPR Price MTR Thornberry LWR Westmoreland MBD Berry BED Etheridge MKR Kirk JSR Shimkus ASR Schock LTR Terry RAR Aderholt RAR Alexander MAD Arcuri JGR Gresham Barrett GKD Butterfield KCD Castor TJR Johnson JJR Jordan ASR Smith MTR Turner EWR Whitfield RWR Wittman RAD Andrews SHD Herseth Sandlin PMR McHenry DSD Scott DBD Boren NDD Dicks CMR McMorris Rodgers CBR Boustany JFR Fleming NDR Deal LDR Diaz-Balart RHD Hinojosa JLR Linder RCD Carnahan RBD Brady JFR Forbes PHD Hare BSR Shuster BBD Bright MDR Diaz-Balart CLR Lee FWR Wolf RWD Wexler DWD Watson JBD Baca SCR Capito SBR Bachus LDD Davis TPD Perriello JWR Wilson GDR Davis JTD Tanner TCD Childers BGR Guthrie RKD Kind TLR Latham FLR Lucas POR Olson HRR Rogers LBD Boswell KCR Calvert JSD Spratt CWD Wilson

41 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

Consumer Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses;…

What it does: CRS summary · Introduced in House · Mar 26, 2009

Consumer Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses; (4) furnishing of statements of account; (5) point-of-rental disclosures; and (6) rental-purchase advertising disclosures.

Declares that an action for civil liability may be brought against a merchant's assignee only if the violation is apparent on the face of a rental-purchase agreement to which it relates, including, but not limited to, a disclosure that can be determined to be incomplete or inaccurate from the face of the agreement.

Authorizes the Board of Governors of the Federal Reserve System to promulgate implementing regulations.

Grants enforcement powers to the Federal Trade Commission and to state attorneys general.

Subjects to criminal penalties any willful and knowing violation of the information disclosure requirements of this Act.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Consumer Rental Purchase Agreement Act

Latest action (Mar 26, 2009): Referred to the House Committee on Financial Services.

Policy area: Finance and Financial Sector · Origin: House · Introduced: Mar 26, 2009

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.