H.R. 2885 · 110th Congress
Credit Monitoring Clarification Act
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Never voted on. It didn't reach a floor vote before the 110th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
D
KanjorskiSponsor28 cosponsors · 7 D, 21 R
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Bachus
GB
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Brown-Waite
MB
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Bean
JC
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Campbell
TP
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Price
ER
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Royce
PS
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Sessions
DS
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Scott
EG
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Gallegly
JH
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Hensarling
WC
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Clay
DM
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Moore
KM
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Marchant
DH
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Hooley
TF
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Feeney
WJ
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Jones
TM
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Mahoney
JB
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Biggert
MC
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Castle
JG
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Gresham Barrett
PR
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Roskam
BB
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Bilbray
TF
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Franks
BS
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Sali
TW
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Walberg
MB
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Bachmann
PM
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McHenry
RH
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Hinojosa8 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Credit Monitoring Clarification Act - Amends the Credit Repair Organizations Act to cite conditions under which provision to a consumer of credit reports, credit score analysis, and assistance in a case of identity theft shall not be considered as an activity to improve a consumer's credit status, which is subject to regulation under such Act.
What it does: CRS summary · Introduced in House · Jun 27, 2007
Credit Monitoring Clarification Act - Amends the Credit Repair Organizations Act to cite conditions under which provision to a consumer of credit reports, credit score analysis, and assistance in a case of identity theft shall not be considered as an activity to improve a consumer's credit status, which is subject to regulation under such Act.
Exempts from regulation under such Act any person (credit repair organization, or CRO) representing that it can modify or remove, or assist the consumer in modifying or removing, any information in the consumer's credit report if the CRO gives clear and conspicuous notice, before the consumer pays or agrees to pay it, that: (1) neither the consumer nor anyone else has the right to have accurate and current information removed from a credit report; and (2) the consumer has the right to dispute any inaccurate information by contacting the credit bureau directly. Requires a CRO, to qualify for this exemption from regulation, also to give the consumer, before payment or agreement to pay, a specified disclosure entitled "Your Rights Concerning Your Consumer Credit File."
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Credit Monitoring Clarification Act
Latest action (May 20, 2008): Committee Hearings Held.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Jun 27, 2007
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.