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H.R. 1767 · 110th Congress

Consumer Rental Purchase Agreement Act

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Never voted on. It didn't reach a floor vote before the 110th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.

WCD ClaySponsor
99 cosponsors · 33 D, 66 R
JAR Ann Emerson WJR Jones GMD Meeks MRD Ross MBR Burgess VGR Goode AHD Hastings DHD Hooley KHR Hulshof JHR Hensarling EJD Johnson RLR LaHood DMD Moore DPD Price APR Putnam BSD Sherman ETD Towns LTR Terry ZWR Wamp JBR Bonner KCR Calvert ECD Cleaver TDR Drake SOD Ortiz ISD Skelton DBD Boren SHD Herseth Sandlin SJR Johnson SMR Myrick MMR McCaul HCR Coble SCR Capito DSD Scott TTR Tiahrt NBD Boyda LGR Gohmert KMR Marchant RNR Neugebauer FUR Upton HJD Johnson MBD Berry VFR Foxx BGR Goodlatte DNR Nunes PSR Sessions SBD Bishop RHR Hall JJR Jordan SBR Bachus BED Etheridge JSR Shimkus GTD Taylor MBR Blackburn TFR Feeney CMR McMorris Rodgers RHR Hayes JMR Moran YCD Clarke MMD McIntyre ZSD Space RWR Wicker THD Holden WAR Akin SGR Graves RAR Aderholt SKR King SLR LaTourette JDR Duncan LBD Boswell JBR Boozman KCR Conaway TPR Platts MRR Rogers ASR Smith LWR Westmoreland GBR Brown-Waite BHD Hill BSR Shuster MAD Arcuri DDR Davis PER English TLR Latham RLR Lewis LSR Smith HCD Cuellar MKR Kirk MBR Bachmann DDD Davis TJR Johnson CDR Dent PKD Kanjorski JCD Costello CPR Pickering KGR Granger JFR Forbes NLD Lampson JLR Linder JMR McCrery ERR Royce

4 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

Consumer Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses;…

What it does: CRS summary · Introduced in House · Mar 29, 2007

Consumer Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses; (4) furnishing of statements of account; (5) point-of-rental disclosures; and (6) rental-purchase advertising disclosures.

Declares that an action for civil liability may be brought against a merchant's assignee only if the violation is apparent on the face of a rental-purchase agreement to which it relates, including, but not limited to, a disclosure that can be determined to be incomplete or inaccurate from the face of the agreement.

Authorizes the Board of Governors of the Federal Reserve System to promulgate implementing regulations.

Grants enforcement powers to the Federal Trade Commission and to state attorneys general.

Subjects to criminal penalties any willful and knowing violation of the information disclosure requirements of this Act.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Consumer Rental Purchase Agreement Act

Latest action (Jun 8, 2007): Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Policy area: Commerce · Origin: House · Introduced: Mar 29, 2007

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.