H.R. 3501 · 109th Congress
Consumer Access Rights Defense Act (CARD) of 2005
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Never voted on. It didn't reach a floor vote before the 109th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
D
CarsonSponsorNo cosponsors.
Consumer Access Rights Defense Act (CARD) of 2005 - Requires database security breach disclosures by an agency, or person engaged in interstate commerce, that owns, licenses, or collects data containing personal information, as well as notification of individuals whose personal information was acquired by an unauthorized person.
What it does: CRS summary · Introduced in House · Jul 28, 2005
Consumer Access Rights Defense Act (CARD) of 2005 - Requires database security breach disclosures by an agency, or person engaged in interstate commerce, that owns, licenses, or collects data containing personal information, as well as notification of individuals whose personal information was acquired by an unauthorized person.
Cites conditions which exempt national security and law enforcement agencies from this Act.
Prescribes guidelines for coordinated notification of database security breaches with credit reporting agencies.
Grants the Federal Trade Commission enforcement powers, including the assessment of civil fines.
Amends the Fair Credit Reporting Act to require a consumer reporting agency to place an extended fraud alert into a consumer file when a consumer submits evidence of notification that personal financial information has or may have been compromised.
Empowers State Attorneys General to enforce this Act.
Preempts state or local law inconsistent with this Act.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Consumer Access Rights Defense Act (CARD) of 2005
Latest action (Aug 24, 2005): Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Policy area: Commerce · Origin: House · Introduced: Jul 28, 2005
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.