H.R. 1238 · 109th Congress
Medical Bills Interest Rate Relief Act
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Never voted on. It didn't reach a floor vote before the 109th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
D
HastingsSponsor18 cosponsors · 17 D, 1 I
D
Butterfield
DC
D
Christensen
JC
D
Conyers
EC
D
Cummings
WC
D
Clay
SJ
D
Jackson Lee
JL
D
Lewis
KM
D
Meek
MM
D
Michaud
EN
D
Norton
MOD
Owens
DP
D
Payne
BS
I
Sanders
LS
D
Slaughter
PS
D
Stark
RW
D
Wexler
DW
D
Wasserman Schultz
JC
D
Carson17 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Medical Bills Interest Rate Relief Act - Expresses the sense of the Congress that: (1) no American family or individual should be forced to choose between the health and life of a loved one and the financial constraints of medical care; (2) financial institutions, including credit card issuers, should not take financial advantage of unforeseen,…
What it does: CRS summary · Introduced in House · Mar 10, 2005
Medical Bills Interest Rate Relief Act - Expresses the sense of the Congress that: (1) no American family or individual should be forced to choose between the health and life of a loved one and the financial constraints of medical care; (2) financial institutions, including credit card issuers, should not take financial advantage of unforeseen, nonpreventive, or catastrophic medical situations; and (3) individuals or families saddled with large medical bills should receive a fair and equitable credit rating that disregards off-schedule medical bill payments.
Amends the Truth in Lending Act to prescribe guidelines governing the obligations of credit card issuers for credit extended to pay medical expenses.
Amends the Fair Credit Reporting Act to prohibit a hospital or other medical treatment facility from submitting to a consumer reporting agency during a five-year period any negative information regarding the failure of a consumer to maintain full payments for medical expenses if the consumer continues in good faith to make partial payments on the outstanding balance on prescribed payment schedule due dates.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Medical Bills Interest Rate Relief Act
Latest action (May 6, 2005): Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Mar 10, 2005
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.