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H.R. 1025 · 109th Congress

Mortgage Servicing Clarification Act

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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Passed the House without a recorded vote, then expired. It passed by voice vote or unanimous consent, which don't record how each member voted, but didn't become law before the 109th Congress ended.

ERR RoyceSponsor
8 cosponsors · 5 D, 3 R
WJR Jones SJD Jones PKD Kanjorski CMD Maloney GMD Meeks BNR Ney RPR Paul BSD Sherman

8 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

  1. House Introduced Mar 1, 2005
  2. House Passed Apr 6, 2005

Mortgage Servicing Clarification Act - Amends the Fair Debt Collection Practices Act to exempt from mandatory debt collection disclosures (that the debt collector is attempting to collect a debt and any information obtained will be used for that purpose) any servicer of federally related mortgage loans secured by first liens that include loans in default at…

What it does: CRS summary · Passed House amended · Apr 6, 2005

Mortgage Servicing Clarification Act - Amends the Fair Debt Collection Practices Act to exempt from mandatory debt collection disclosures (that the debt collector is attempting to collect a debt and any information obtained will be used for that purpose) any servicer of federally related mortgage loans secured by first liens that include loans in default at the time such servicer became responsbile for servicing such loans, if the servicer is also a debt collector whose collections are incidental to a primary function of servicing current federally related-mortgage loans.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Mortgage Servicing Clarification Act

Latest action (Apr 7, 2005): Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Policy area: Finance and Financial Sector · Origin: House · Introduced: Mar 1, 2005

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

  1. House Introduced Mar 1, 2005
  2. House Passed Apr 6, 2005

No recorded floor vote found.